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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41956 reviews)

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4.93

Based on 41,956 reviews, last reviewed 22nd Jan 2026

82700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’m with Zopa over a year and I’m happy with their c... I’m with Zopa over a year and I’m happy with their charges and Service.Very Reliable Credit card. Reviewed on: 22nd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41956)

Review of the Zopa, Credit card:

I have been with Zopa for over 2 years, during that...

I have been with Zopa for over 2 years, during that time my experience has been positive and a pleasure to receive pertinent and timely information. Reviewed on: 6th March 2024

Easy to use app, good communication from Zopa

Easy to use app, good communication from Zopa Reviewed on: 17th January 2026

I have excellent service very happy

I have excellent service very happy Reviewed on: 17th January 2026

Love love love it best lender out there

Love love love it best lender out there Reviewed on: 17th January 2026

The whole process is so easy and seamless.

The whole process is so easy and seamless. Reviewed on: 17th January 2026

Excellent contact.

Excellent contact. Always know where you stand with your account. Reviewed on: 17th January 2026

World class customer service

Easy to use and deal with, and world class customer service. Highly recommended. Zopa have always been by my side since day one and I value them highly. Reviewed on: 17th January 2026

Excellent app credit card and loans speedy

Excellent app credit card and loans all in one place ! Reviewed on: 17th January 2026

Easy to use application process and the app is very...

Easy to use application process and the app is very user friendly Reviewed on: 17th January 2026

Gave me a credit card when i was really struggling b...

Gave me a credit card when i was really struggling before christmas and saved my christmas Reviewed on: 17th January 2026

Had Zopa for a few years now.

Had Zopa for a few years now. Always been great. No hassles Reviewed on: 17th January 2026

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