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Zopa: Credit card reviews

4.93
Based on 41,915 reviews, last reviewed 18th Jan 2026
80650% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

good card to have looked after when doing transactions Reviewed on: 18th January 2026
flo t's avatar
flo t

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41915)

Review of the Zopa, Credit card:

They are very good

5
They have helped me a lot and I would like to say thank you Reviewed on: 13th January 2023

I'm very happy with the service.

5
I'm very happy with the service. After verification, the money was immediately deposited into my account. A very good bank. Thank you. Reviewed on: 16th January 2026

Majid Mohammed

5
Awesome experience having Zopa. Better then other cards Reviewed on: 16th January 2026

Staff that know what they are talking about with gre...

4
Staff that know what they are talking about with great skills Reviewed on: 16th January 2026

Zopa has been great to me!

5
Zopa has been great to me! Really got me going when I needed them most. Reviewed on: 16th January 2026

I love Zopa, it's a great service

5
I love Zopa, it's a great service Reviewed on: 16th January 2026

Great service

5
Not been with Zopa for long but my experience has been a breeze so far, so thank you Zopa. Reviewed on: 16th January 2026

Excellent service, friendly and comprehensive.

5
Excellent service, friendly and comprehensive. Always willing to help resolve any problems or queries you might have. Reviewed on: 16th January 2026

I would like recommended to all to have zapa card

5
Very good I'm with zopa 1 years and never had problems Reviewed on: 16th January 2026

Never had any issues with dealing with Zopa

5
Never had any issues with dealing with Zopa Reviewed on: 16th January 2026

Honestly great, painless to set up and quick approval.

5
Honestly great, painless to set up and quick approval. Recieved card in under a week ready to go Reviewed on: 16th January 2026