Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very easy to deal with, great apr and great customer...

Very easy to deal with, great apr and great customer service Reviewed on: 28th February 2025

interest and APR has to change to a lower rate

So far. ZOPA has been great but I terest rates should be a lot lower Reviewed on: 28th February 2025

Everything is absolutely spot on

Everything is absolutely spot on Reviewed on: 28th February 2025

Zopa. Is the best card in my wallet

I have no hesitation on recommending Zopa...i have said this more than once before..I have other cards but I choose to use Zopa for my daily spend as it is the easiest and most responsive card in my wallet.the App is simple and effective Reviewed on: 28th February 2025

Very easy to deal with , very efficient and smooth...

Very easy to deal with , very efficient and smooth service. Any payments made the card appear immediately. Reviewed on: 28th February 2025

Best costumer support ever

Any issue costumer support is very friendly and helpful into achieving an agreement Reviewed on: 28th February 2025

Very positively.

Very positively...Excellent visual with online accounts Reviewed on: 28th February 2025

Great service, products and well designed products t...

Great service, products and well designed products that suit my circumstances Reviewed on: 28th February 2025

Xopa are trystworty and Excellent compnyheloful.

Xopa are trystworty and heloful. A grear company Reviewed on: 28th February 2025

I find my interest rate is good & customer service.

I find my interest rate is good & customer service. I also find it easy to pay online Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Credit Card
from American Express 4.74 from 25 reviews
Nectar Credit Card
from American Express 3.33 from 14 reviews
Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub