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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent customer services called them to resolve a...

Excellent customer services called them to resolve a issue and done immediately Reviewed on: 28th February 2025

Easy to use and manage

I love that as soon as I make a payment, it shows in my account instantly as paid and reduces the balance and interest accruing. With the Zopa app, it’s very easy to keep track of spending and make extra payments. Reviewed on: 28th February 2025

Brilliant card works well for me and excellent inter...

Brilliant card works well for me and excellent interest rates Reviewed on: 28th February 2025

Very friendly and helpful people issues are raised w...

Very friendly and helpful people issues are raised were dealt with in a very wellmanner time Reviewed on: 28th February 2025

Very good and internet banking is very easy to navig...

Very good and internet banking is very easy to navigate. Reviewed on: 28th February 2025

Good service

Good service and good experience talking to the agent Reviewed on: 28th February 2025

Simple and efficient

Simple and efficient easy to use and a great app Reviewed on: 28th February 2025

Never had a problem with the bank

Never had a problem with the bank Reviewed on: 28th February 2025

Very happy with service and layout, would highly rec...

Very happy with service and layout, would highly recommend and have recommended to friends already Reviewed on: 28th February 2025

recommend

Great. Easy to use app. Great customer service Reviewed on: 28th February 2025

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