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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

interest and APR has to change to a lower rate

So far. ZOPA has been great but I terest rates should be a lot lower Reviewed on: 28th February 2025

Everything is absolutely spot on

Everything is absolutely spot on Reviewed on: 28th February 2025

Zopa. Is the best card in my wallet

I have no hesitation on recommending Zopa...i have said this more than once before..I have other cards but I choose to use Zopa for my daily spend as it is the easiest and most responsive card in my wallet.the App is simple and effective Reviewed on: 28th February 2025

Very easy to deal with , very efficient and smooth...

Very easy to deal with , very efficient and smooth service. Any payments made the card appear immediately. Reviewed on: 28th February 2025

Best costumer support ever

Any issue costumer support is very friendly and helpful into achieving an agreement Reviewed on: 28th February 2025

Very positively.

Very positively...Excellent visual with online accounts Reviewed on: 28th February 2025

Great service, products and well designed products t...

Great service, products and well designed products that suit my circumstances Reviewed on: 28th February 2025

Xopa are trystworty and Excellent compnyheloful.

Xopa are trystworty and heloful. A grear company Reviewed on: 28th February 2025

I find my interest rate is good & customer service.

I find my interest rate is good & customer service. I also find it easy to pay online Reviewed on: 28th February 2025

Excellent customer services called them to resolve a...

Excellent customer services called them to resolve a issue and done immediately Reviewed on: 28th February 2025

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