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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

really easy to use and can pay back instantly

really easy to use and can pay back instantly Reviewed on: 28th February 2025

Excellent service throughout.

Excellent service throughout. App super easy to use. Payment reminders each month. Reviewed on: 28th February 2025

Excellent service very happy to be a customer

Excellent service very happy to be a customer Reviewed on: 28th February 2025

Easy to set up and get a decision.

Easy to set up and get a decision. Apr outlined clearly and repayment reminders are good Reviewed on: 28th February 2025

Very appreciative of Zopa for helping me in difficul...

Very appreciative of Zopa for helping me in difficult times and I am extremely grateful. Reviewed on: 28th February 2025

The best online service number one credit card

The best online service number one credit card Reviewed on: 28th February 2025

Zopa have always kept me informed of what my minimum...

Zopa have always kept me informed of what my minimum payments are and my financial situation Reviewed on: 28th February 2025

Straight forwards never any issues

Straight forwards never any issues Reviewed on: 28th February 2025

The whole experience has been brilliant made so easy...

The whole experience has been brilliant made so easy through the on-line app Reviewed on: 28th February 2025

just a very good service, no problems at all with...

just a very good service, no problems at all with it Reviewed on: 28th February 2025

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