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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very happy with service and layout, would highly rec...

5
Very happy with service and layout, would highly recommend and have recommended to friends already Reviewed on: 28th February 2025

recommend

5
Great. Easy to use app. Great customer service Reviewed on: 28th February 2025

It has been great and easy to use

5
It has been great and easy to use Reviewed on: 28th February 2025

Easy app, great credit limits low APR

5
Easy app, great credit limits low APR Reviewed on: 28th February 2025

Top notch service.

5
Top notch service. Highly recommend. Easy to contact and speak with friendly staff. Reviewed on: 28th February 2025

Very good costumer service and very reliable

5
Very good costumer service and very reliable highly recommended Reviewed on: 28th February 2025

are so helpful and it’s the best card

5
They are so helpful and it’s the best card Reviewed on: 28th February 2025

Its easy and build score up easy, show u score how g...

5
Its easy and build score up easy, show u score how grow up Reviewed on: 28th February 2025

Good credit card

5
No, I’m changing my address. I’m waiting in your car. Reviewed on: 28th February 2025

It's an incredibly easy experience to get support fr...

5
It's an incredibly easy experience to get support from the Zopa team. I was impressed with the level of competence and ease of delivering the information needed Reviewed on: 28th February 2025

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