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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

easy to use

The app is very easy to use and I like having instant access to what I have spent Reviewed on: 28th February 2025

I have good experience with Zopa

I have good experiences with Zopa and been a customer for a number of years. Never had a problem. I would recommend to all my family and friends. Reviewed on: 28th February 2025

Very good customer support aswell as app

Very good customer support aswell as app Reviewed on: 28th February 2025

Really nice app design.

Really nice app design. Customer service is always fast and responsive. Love their new card design. 10/10 Reviewed on: 28th February 2025

The best credit card

I can't thank enough. When I couldn't get credit nowhere, zopa give me a hand Reviewed on: 28th February 2025

Great provider value for money good communication

Great provider value for money good communication Reviewed on: 28th February 2025

Positive Experiences

I have only had positive experiences with Zopa. Reviewed on: 28th February 2025

Very easy to make extra payments if I need to?

Very easy to make extra payments if I need to? Reviewed on: 28th February 2025

Excellent service & every thing on time

Excellent service & every thing on time Reviewed on: 28th February 2025

Easy peasy

Zopa easy to apply for app is straight forward. Reviewed on: 28th February 2025

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