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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very helpful customer service very polite would high...

Very helpful customer service very polite would highly recommend to family and friends Reviewed on: 28th February 2025

Easy to use app found to be customer friendly.

Easy to use app found to be customer friendly.good experience and straightforward banking Reviewed on: 28th February 2025

Intuitive App.

Zopa is very clear on the products and services. The App is fluid and intuitive. Some of the features on the is awesome and unique. Reviewed on: 28th February 2025

Great seervice

Have always had good service whether dealing with the credit card by phone or email would recommend them to my friends and family it has always been a great company to deal with Reviewed on: 28th February 2025

Easy to use and clear information

Easy to use and clear information Reviewed on: 28th February 2025

The process and dealings are exceptional

The process and dealings are exemplary Reviewed on: 28th February 2025

Very helpfull easy to understand

Very helpfull easy to understand Reviewed on: 28th February 2025

Zopa credit card

I've always had a positive experience with zopa, definitely recommend to others Reviewed on: 28th February 2025

Great service and easy to use app

Experience has been great and I like how easy the app is to navigate Reviewed on: 28th February 2025

I'm very happy with Zopa.

I'm very happy with Zopa. I never had any issues abroad with payment and also I like how they improve payment to my Zopa account. Reviewed on: 28th February 2025

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