Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent service

Excellent really like the app easy to use Reviewed on: 28th February 2025

Been using zopa for years and never had a single pro...

Been using zopa for years and never had a single problem, good rates and excellent app . Reviewed on: 28th February 2025

Zopa make life easier!

zopa make life easier and seem happy to keep their customers up to speed at every turn, happy to recommend Zopa Reviewed on: 28th February 2025

Very convenient to use in payment and when purchasin...

Very convenient to use in payment and when purchasing something Reviewed on: 28th February 2025

The process of applying was easy and informative.

The process of applying was easy and informative. The App is really useful. Reviewed on: 28th February 2025

Apple pay

Good and Apple Pay would help in quick payments and alert after every transaction Reviewed on: 28th February 2025

Great app easy to use love it would Recommend

I find using the app easy I would recommend Reviewed on: 28th February 2025

Zopa has given me a lifeline where other lines of fi...

Zopa has given me a lifeline where other lines of finance wouldn't.I am in total control of my spending as I receive instant messages through my Zopa account which keeps my spending firmly on track.The Zopa App is fantastically easy to use for all levels of navigation.5 stars Zopa for having confidence in those who can't easily obtain mainstream credit. Reviewed on: 28th February 2025

Best app on the market

Easy to yous app and good customer service Reviewed on: 28th February 2025

A company that cares

They have been excellent for me I got help when I really needed it Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Credit card
from Chase Bank 4.94 from 379 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub