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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I'm very happy with Zopa.

I'm very happy with Zopa. I never had any issues abroad with payment and also I like how they improve payment to my Zopa account. Reviewed on: 28th February 2025

No problems when have a query always dealt with prom...

No problems when have a query always dealt with promptly and efficiently by friendly staff Reviewed on: 28th February 2025

Great app based banking

Have always found them very easy to use and helpful Reviewed on: 28th February 2025

Splendid faultless service k

Zopa have been excellent for me and I can’t really fault them in any way, one of the best things about being a customer, is the quickness of deposited money being shown in your account. Unlike other credit cards Reviewed on: 28th February 2025

Easy app and excellent comms

Easy app and excellent comms , simple to navigate and full of information, never miss payments as it’s all clearly laid out Reviewed on: 28th February 2025

Zopa were there when I needed them.

Zopa were there when I needed them. Great staff and excellent customer service and care. Reviewed on: 28th February 2025

Easy, efficient and effortless. Zopa are fantastic!

From applying online to purchases abroad, even upgrading my credit limit responsibly Zopa have been brilliant! I cant recommend them enough. Customer for life! Thank you for being there for me and my business, you have helped it grow and without you being there it would have been near impossible. Thanks Zopa! Jonathan Reviewed on: 28th February 2025

Credit made easy

Very good customer relationship always keep you up to date Reviewed on: 28th February 2025

Always there and on hand to get help and support...

Always there and on hand to get help and support from Reviewed on: 28th February 2025

Excellent service

Excellent really like the app easy to use Reviewed on: 28th February 2025

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