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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Been using zopa for years and never had a single pro...

Been using zopa for years and never had a single problem, good rates and excellent app . Reviewed on: 28th February 2025

Zopa make life easier!

zopa make life easier and seem happy to keep their customers up to speed at every turn, happy to recommend Zopa Reviewed on: 28th February 2025

Very convenient to use in payment and when purchasin...

Very convenient to use in payment and when purchasing something Reviewed on: 28th February 2025

The process of applying was easy and informative.

The process of applying was easy and informative. The App is really useful. Reviewed on: 28th February 2025

Apple pay

Good and Apple Pay would help in quick payments and alert after every transaction Reviewed on: 28th February 2025

Great app easy to use love it would Recommend

I find using the app easy I would recommend Reviewed on: 28th February 2025

Zopa has given me a lifeline where other lines of fi...

Zopa has given me a lifeline where other lines of finance wouldn't.I am in total control of my spending as I receive instant messages through my Zopa account which keeps my spending firmly on track.The Zopa App is fantastically easy to use for all levels of navigation.5 stars Zopa for having confidence in those who can't easily obtain mainstream credit. Reviewed on: 28th February 2025

Best app on the market

Easy to yous app and good customer service Reviewed on: 28th February 2025

A company that cares

They have been excellent for me I got help when I really needed it Reviewed on: 28th February 2025

Never had any problems always easy to access

Never had any problems always easy to access Reviewed on: 28th February 2025

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