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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Never had any problems always easy to access

Never had any problems always easy to access Reviewed on: 28th February 2025

I can't praise Zopa enough.

I can't praise Zopa enough. And would definitely recommend them to my friends. Reviewed on: 28th February 2025

Fantastic customer service.

Fantastic customer service. Good product with easy to use app. Reviewed on: 28th February 2025

Never had a bad experience always been helpfull

Never had a bad experience always been helpfull Reviewed on: 28th February 2025

Easy to use app, and good rates and customer service...

Easy to use app, and good rates and customer service qas very good Reviewed on: 28th February 2025

Easy to appgoodlying for and to use

Easy to applying for and to use Reviewed on: 28th February 2025

Best credit card I've got, and I've got 4

Best credit card I've got, and I've got 4 Reviewed on: 28th February 2025

Found no problems just helpfullwith problems when th...

Found no problems just helpfullwith problems when they arise Reviewed on: 28th February 2025

Great happy customer

Great experience no problems at all Reviewed on: 28th February 2025

Good customer service and good benefits

Good customer service and good benefits Reviewed on: 28th February 2025

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