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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very helpfull easy to understand

Very helpfull easy to understand Reviewed on: 28th February 2025

Zopa credit card

I've always had a positive experience with zopa, definitely recommend to others Reviewed on: 28th February 2025

Great service and easy to use app

Experience has been great and I like how easy the app is to navigate Reviewed on: 28th February 2025

I'm very happy with Zopa.

I'm very happy with Zopa. I never had any issues abroad with payment and also I like how they improve payment to my Zopa account. Reviewed on: 28th February 2025

No problems when have a query always dealt with prom...

No problems when have a query always dealt with promptly and efficiently by friendly staff Reviewed on: 28th February 2025

Great app based banking

Have always found them very easy to use and helpful Reviewed on: 28th February 2025

Splendid faultless service k

Zopa have been excellent for me and I can’t really fault them in any way, one of the best things about being a customer, is the quickness of deposited money being shown in your account. Unlike other credit cards Reviewed on: 28th February 2025

Easy app and excellent comms

Easy app and excellent comms , simple to navigate and full of information, never miss payments as it’s all clearly laid out Reviewed on: 28th February 2025

Zopa were there when I needed them.

Zopa were there when I needed them. Great staff and excellent customer service and care. Reviewed on: 28th February 2025

Easy, efficient and effortless. Zopa are fantastic!

From applying online to purchases abroad, even upgrading my credit limit responsibly Zopa have been brilliant! I cant recommend them enough. Customer for life! Thank you for being there for me and my business, you have helped it grow and without you being there it would have been near impossible. Thanks Zopa! Jonathan Reviewed on: 28th February 2025

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