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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great card and manageable repayments

Great card and manageable repayments Reviewed on: 28th February 2025

Simple and easy application. Great app

The application process was simple and easy, The app is very easy to navigate and Zopa has other products and services with the new addition of zopa bank. Reviewed on: 28th February 2025

Easy application process, quick response, great serv...

Easy application process, quick response, great services, great app features, all the bits and bobs I need in a card Reviewed on: 28th February 2025

Great service love the product great

Great service love the product Great service love the product great customer support thank you always updating me Reviewed on: 28th February 2025

First class experience from start to finish.

First class experience from start to finish. The application was straight forward to complete and the rates are good. Reviewed on: 28th February 2025

Fantastic customer services and always will sort iss...

Fantastic customer services and always will sort issues out Reviewed on: 28th February 2025

Forget the rest, join the best 5*

By far the best credit card company 10/10 5***** Reviewed on: 28th February 2025

Excellent experience .

Excellent experience . Highly recommend Reviewed on: 28th February 2025

Zopa are a responsible lender, this helps me not too...

Zopa are a responsible lender, this helps me not too get over my head Reviewed on: 28th February 2025

Always helpful & efficient, great card service.

Always helpful & efficient, great card service. Manageable credit limit, accepted everywhere Reviewed on: 28th February 2025

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