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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The app is really easy to use and lots of options fo...

The app is really easy to use and lots of options for accounts Reviewed on: 28th February 2025

Zopa have been very helpful!

Zopa have been very helpful! I fell behind on my payments and although they have had to suspend my card they allowed me to have a payment plan that I was able to manage which has been helpful Reviewed on: 28th February 2025

Very easy app to use great customer service

Very easy app to use great customer service Reviewed on: 28th February 2025

Very quick and easy process

Very quick and easy process, great app and very helpful. Reviewed on: 28th February 2025

Excellent experience with no issue

Excellent experience with no issue Reviewed on: 28th February 2025

The team are so easy to deal with

The team are so easy to deal with Reviewed on: 28th February 2025

Good company for credit card, nice service for help,...

Good company for credit card, nice service for help, nice staff. Reviewed on: 28th February 2025

It was just so easy to get credit , repayments are r...

It was just so easy to get credit , repayments are respectable and just overall a no pressure credit card experience Reviewed on: 28th February 2025

Easy to use.

Easy to use. Does what it says on the tin Reviewed on: 28th February 2025

Great company very professional and reliable

Great company very professional and reliable Reviewed on: 28th February 2025

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