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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa is great!

I have found Zopa to be easy to access - both by phone and on the app. Staff have been friendly, I have got the products I needed and updates/communications are relevant and appropriate to me. Reviewed on: 28th February 2025

Card is great

Card is great overall 10/10 easy to use Reviewed on: 28th February 2025

Very happy with the service I've had

Very happy with the service I would recommend the. Reviewed on: 28th February 2025

Great company, had no issues and increased my limits...

Great company, had no issues and increased my limits with ease Reviewed on: 28th February 2025

Excellent

Great deal and was so happy with xopa credit card and debit card as well Reviewed on: 28th February 2025

Great provider, excellent customer service,easy to u...

Great provider, excellent customer service,easy to use app, navigation of app is user friendly and easy to sort out banking Reviewed on: 28th February 2025

Been with Zopa for about 3 years now and honestly on...

Been with Zopa for about 3 years now and honestly one of the best credit cards I’ve used Reviewed on: 28th February 2025

Very good experience. Polite. And friendly

Very good very polite and friendly experienced in there job Reviewed on: 28th February 2025

Zopa has given me flexibility which helps me control...

Zopa has given me flexibility which helps me control my finances. Reviewed on: 28th February 2025

Have had no problems at all and would recommend it t...

Have had no problems at all and would recommend it to everyone Reviewed on: 28th February 2025

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