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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Application process simple.

Application process simple. App easy to use. Reviewed on: 28th February 2025

The Good, Bad and Better of credit cards

Having had previous bad experiences with credit cards I was greatly reassured to easily make payments and keep track on my spending and the app is a fantastic tool to do this! Reviewed on: 28th February 2025

Zopa is like a breath of fresh air the whole experie...

Zopa is like a breath of fresh air the whole experience of dealing with them is fantastic, the App is really good importantly and very easy to understand what you are doing Reviewed on: 28th February 2025

Easy to use very usefull and kind reminders

Easy to use very usefull and kind reminders Reviewed on: 28th February 2025

They have looked after me since day one great service

They have looked after me since day one great service Reviewed on: 28th February 2025

building credit

highly recommend, the costumer service is second to none. Reviewed on: 28th February 2025

Great experience

Very quick and easy to use app. Zopa also responds quickly to queries. Reviewed on: 28th February 2025

Payment service

Easy to make payment and friendly customer service Reviewed on: 28th February 2025

Never had any issues, would recommend

Never had any issues, would recommend Reviewed on: 28th February 2025

Super easy and straightforward, great APP

Super easy and straightforward, great APP Reviewed on: 28th February 2025

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