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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use very usefull and kind reminders

Easy to use very usefull and kind reminders Reviewed on: 28th February 2025

They have looked after me since day one great service

They have looked after me since day one great service Reviewed on: 28th February 2025

building credit

highly recommend, the costumer service is second to none. Reviewed on: 28th February 2025

Great experience

Very quick and easy to use app. Zopa also responds quickly to queries. Reviewed on: 28th February 2025

Payment service

Easy to make payment and friendly customer service Reviewed on: 28th February 2025

Never had any issues, would recommend

Never had any issues, would recommend Reviewed on: 28th February 2025

Super easy and straightforward, great APP

Super easy and straightforward, great APP Reviewed on: 28th February 2025

Been with you 3 months never had a problem

Been with you 3 months never had a problem Reviewed on: 28th February 2025

Amazing team ,proud of chosen this company

Amazing team ,proud of chosen this company Reviewed on: 28th February 2025

High Apr but bad credit suitsble

High Apr but bad credit suitsble Reviewed on: 28th February 2025

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