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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card always there for emergency fund and good...

Great card always there for emergency fund and good interest rates. Have recommended to husband and mum! Who also now have cards! Reviewed on: 28th February 2025

Zopa is a great card and service is fantastic

Zopa is a great card and service is fantastic Reviewed on: 28th February 2025

Zopa is one of the best credit card providers for me...

Zopa is one of the best credit card providers for me so far my experience is just the one that I was looking for with a credit card Reviewed on: 28th February 2025

.no comment yet

I can't judge, I'm still a new customer. Also, the credit limit is very low.. Reviewed on: 28th February 2025

ZOPA is the best credit card I’ve ever had customer...

ZOPA is the best credit card I’ve ever had customer service are very polite and cheerful not like other companies I’ve dealt with before I’ve never had an issue with Zooa so thank you ZOPA Reviewed on: 28th February 2025

I was in a situation where I needed some extra help...

I was in a situation where I needed some extra help and Zopa helped me financially Reviewed on: 28th February 2025

Great card to have and easy app to use

Great card to have and easy app to use Reviewed on: 28th February 2025

All good for everyone , very good chance to build th...

All good for everyone , very good chance to build the credit score. Reviewed on: 28th February 2025

easy to use app and aesy to navigate

easy to use app and aesy to navigate Reviewed on: 28th February 2025

Absolutely great credit card.

Absolutely great credit card. And interest rate very fair Highly recommend Reviewed on: 28th February 2025

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