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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zoopla is very good and easy to use.

Zoopla is very good and easy to use. I have had no trouble with the app. Reviewed on: 28th February 2025

Fantastic service all round!

I was just entering into the world of building credit, they have helped me every step of the way and have always offered a great service! Reviewed on: 28th February 2025

Great service.

Great service happy with all. No complaints from me Reviewed on: 28th February 2025

No hassle and no pressure or horrible emails.

No hassle and no pressure or horrible emails. Account managed Great Reviewed on: 28th February 2025

My experience

My experience with Zopa so far has been excellent Reviewed on: 28th February 2025

Great card

Never had a problem been good when I pay it’s there again to spend. Reviewed on: 28th February 2025

Straight forward and clear advice

Straight forward and clear when opening accounts, helpfull financial advice to make the right choices and what's best for me Reviewed on: 28th February 2025

Easy start to building credit.

Easy start to building credit. Quick onboarding, no fuss, access to tips and tricks and support. Reviewed on: 28th February 2025

Always good service the app is excellent

Always good service the app is excellent Reviewed on: 28th February 2025

Everything is quick and easy.

Applying for the card was easy. The speedy process kept me informed at each stage. The app helps me manage my account easily, and tracks my credit score. Zopa offers more than just a card. I'm invited to offer my opinion on prospective new services, and makes recommendations on things to consider to improve my credit score. Quite simply, I love it. I'm so pleased I signed up. Reviewed on: 28th February 2025

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