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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Everything is quick and easy.

Applying for the card was easy. The speedy process kept me informed at each stage. The app helps me manage my account easily, and tracks my credit score. Zopa offers more than just a card. I'm invited to offer my opinion on prospective new services, and makes recommendations on things to consider to improve my credit score. Quite simply, I love it. I'm so pleased I signed up. Reviewed on: 28th February 2025

Ive used it for many purposes and never been refused.

Ive used it for many purposes and never been refused. Reviewed on: 28th February 2025

The best zopa,credit card for my

The best zopa,credit card for my Reviewed on: 28th February 2025

Great company to build your credit score & there app...

Great company to build your credit score & there app is great to use & monitor all transactions . There customer service is great & I highly recommend Zopa to family or friends . Reviewed on: 28th February 2025

Easy to navigate on the app.

Easy to navigate on the app. Good communication…emails texts etc regarding payment reminders etc Reviewed on: 28th February 2025

100% satisfaction I will recommend to all my friends

100% satisfaction I will recommend to all my friends Reviewed on: 28th February 2025

10/10 card

Such a good card that keeps you in control of your money, an easy app that explains everything very clearly and can also answer any questions you have , gives updates to your phone and you can see all that’s needdd at a glance so in my wits 10/10 Reviewed on: 28th February 2025

Top Credit lender :-)

Ease of use of mobile app. Great customer service. Good variety of services. Has really helped me.out when things were a bit tight. Would defintely reccomend to others . Reviewed on: 28th February 2025

Simple and easy to use.

Simple and easy to use. The app is very clear and notifications keep me up to date Reviewed on: 28th February 2025

Great credit card for building your credit score.

Zopa accepted me as a customer when other places wouldn’t. They gave me a sensible credit limit and I’ve given me support to better manage my finances. After proving I can manage, they have continue to offer me small incremental increases to my credit limit. Reviewed on: 28th February 2025

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