Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Ive used it for many purposes and never been refused.

Ive used it for many purposes and never been refused. Reviewed on: 28th February 2025

The best zopa,credit card for my

The best zopa,credit card for my Reviewed on: 28th February 2025

Great company to build your credit score & there app...

Great company to build your credit score & there app is great to use & monitor all transactions . There customer service is great & I highly recommend Zopa to family or friends . Reviewed on: 28th February 2025

Easy to navigate on the app.

Easy to navigate on the app. Good communication…emails texts etc regarding payment reminders etc Reviewed on: 28th February 2025

100% satisfaction I will recommend to all my friends

100% satisfaction I will recommend to all my friends Reviewed on: 28th February 2025

10/10 card

Such a good card that keeps you in control of your money, an easy app that explains everything very clearly and can also answer any questions you have , gives updates to your phone and you can see all that’s needdd at a glance so in my wits 10/10 Reviewed on: 28th February 2025

Top Credit lender :-)

Ease of use of mobile app. Great customer service. Good variety of services. Has really helped me.out when things were a bit tight. Would defintely reccomend to others . Reviewed on: 28th February 2025

Simple and easy to use.

Simple and easy to use. The app is very clear and notifications keep me up to date Reviewed on: 28th February 2025

Great credit card for building your credit score.

Zopa accepted me as a customer when other places wouldn’t. They gave me a sensible credit limit and I’ve given me support to better manage my finances. After proving I can manage, they have continue to offer me small incremental increases to my credit limit. Reviewed on: 28th February 2025

Such an easy application process and also the app to...

Such an easy application process and also the app to manage payments. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.81 from 383 reviews
Balance Transfer Credit Card
from Halifax 4.52 from 63 reviews
Select Credit Card
from Nationwide 3.62 from 13 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub