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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Easy to use friendly staff on phone

Easy to use friendly staff on phone Reviewed on: 28th February 2025

I required a small loan and Zopa made it very easy t...

I required a small loan and Zopa made it very easy to apply. I was granted the loan and the money was in my account the next couple of days. Excellent service. Reviewed on: 28th February 2025

Had a problem with me card rang customer service and...

Had a problem with me card rang customer service and had me bk up and running in no time. Nothing was to much for them to help me with Reviewed on: 28th February 2025

Very easy process, fantastic customer service, very...

Very easy process, fantastic customer service, very easy to negotiate the app. All in all, brilliant. Thank you Reviewed on: 28th February 2025

Helping me to get my credit score up

Helping me to get my credit score up the card is very helpful and they are easy to talk to. Reviewed on: 28th February 2025

Great card for emergency purposes

Great card for emergency purposes Reviewed on: 28th February 2025

Very helpful in every matter I have enquired about.

Very helpful in every matter I have enquired about. Reviewed on: 28th February 2025

Simplicity, easy app and very straight forward

Simplicity, easy app and very straight forward Reviewed on: 28th February 2025

Zopa Credit

Very good always have helped me with my credit. Thank you to Zopa for their help. Reviewed on: 28th February 2025

I have had a great experience with Zopa and would re...

I have had a great experience with Zopa and would recommend them to anyone I have managed to use my card all over the world Reviewed on: 28th February 2025

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