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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Shady past put right

Had a shady past with credit but Zopa helped to steady my finance and feel in a better position to succeed Reviewed on: 28th February 2025

A good bank to re build credit and give a great chan...

A good bank to re build credit and give a great chance to start over. Easy to apply and transparent. Reviewed on: 28th February 2025

Smart customer

Excellent service all round fantastic customer support and quick response to any queries Reviewed on: 28th February 2025

Very easy to navigate and always on the ball .

Very easy to navigate and always on the ball . Reviewed on: 28th February 2025

Always good customer services and great product

Always good customer services and great product Reviewed on: 28th February 2025

Best credit card out there.

Zopa is so easy to manage, the app is fantastic with lots of available information to help save and be sensible with my money Reviewed on: 28th February 2025

Greate customer service

Greate customer service fast and reliable service would recommend to do business with good on communication and greate help with tasks and any questions that you may have. They are quick to respond and address any matters Reviewed on: 28th February 2025

Good rates, great customer service, good attitude, w...

Good rates, great customer service, good attitude, willingness to provide and support and listen to your personal circumstances, always updating for your offers that might suit you and help to reduce your debt Reviewed on: 28th February 2025

Easy to use friendly staff on phone

Easy to use friendly staff on phone Reviewed on: 28th February 2025

I required a small loan and Zopa made it very easy t...

I required a small loan and Zopa made it very easy to apply. I was granted the loan and the money was in my account the next couple of days. Excellent service. Reviewed on: 28th February 2025

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