Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Had a problem with me card rang customer service and...

Had a problem with me card rang customer service and had me bk up and running in no time. Nothing was to much for them to help me with Reviewed on: 28th February 2025

Very easy process, fantastic customer service, very...

Very easy process, fantastic customer service, very easy to negotiate the app. All in all, brilliant. Thank you Reviewed on: 28th February 2025

Helping me to get my credit score up

Helping me to get my credit score up the card is very helpful and they are easy to talk to. Reviewed on: 28th February 2025

Great card for emergency purposes

Great card for emergency purposes Reviewed on: 28th February 2025

Very helpful in every matter I have enquired about.

Very helpful in every matter I have enquired about. Reviewed on: 28th February 2025

Simplicity, easy app and very straight forward

Simplicity, easy app and very straight forward Reviewed on: 28th February 2025

Zopa Credit

Very good always have helped me with my credit. Thank you to Zopa for their help. Reviewed on: 28th February 2025

I have had a great experience with Zopa and would re...

I have had a great experience with Zopa and would recommend them to anyone I have managed to use my card all over the world Reviewed on: 28th February 2025

Zopa helped me when I needed it most

Zopa helped me when I needed it most Reviewed on: 28th February 2025

Easy to access easy to use.

Easy to access easy to use. Easy application Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 3.70 from 3 reviews
Clear Rate Platinum Credit Card
from NatWest 3.90 from 21 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub