Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

View other Zopa products

4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Zopa helped me when I needed it most

Zopa helped me when I needed it most Reviewed on: 28th February 2025

Easy to access easy to use.

Easy to access easy to use. Easy application Reviewed on: 28th February 2025

As a busy mother of 2 the card is always help at the...

As a busy mother of 2 the card is always help at the right time with quick transaction. I am a nurse our salary is nothing to write home about this card has been a blessing. Reviewed on: 28th February 2025

Very smooth to apply and the extra available cash ha...

Very smooth to apply and the extra available cash has helped me out immensely Reviewed on: 28th February 2025

Easy to apply and the app is user friendly and reall...

Easy to apply and the app is user friendly and really handy for me to keep an eye on my finances. Reviewed on: 28th February 2025

I've been with zopa for couple of months but their c...

I've been with zopa for couple of months but their credit card and their services are the best Reviewed on: 28th February 2025

Very efficient and stress free process at easy the w...

Very efficient and stress free process at easy the whole time fast service Reviewed on: 28th February 2025

just Go for Zopa .make life easy

It’s just east to use so easy to make a payment. And the Zopa app is so good too Reviewed on: 28th February 2025

Fast and efficient and customer friendly service

Fast and efficient and customer friendly service Reviewed on: 28th February 2025

Good service clear and friendly all products explained

Good service clear and friendly all products explained Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Cards
from Smile Bank 3.00 from 4 reviews
Credit Card
from Metro Bank 4.86 from 880 reviews
Flexicard
from Halifax 3.65 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub