Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

View other Zopa products

4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Very easy to use, all ways helpful on the phone...

Very easy to use, all ways helpful on the phone Reviewed on: 28th February 2025

Never had a problem.

Never had a problem. No issues at all. Great service when needed Reviewed on: 28th February 2025

Ok It has been what I expected

It has been what I expected, for the company Reviewed on: 28th February 2025

Never had eny problems with the service

Never had eny problems with the service Reviewed on: 28th February 2025

Excellent overall

Excellent overall, amazing service Reviewed on: 28th February 2025

Highly recommend ZOPA

App user friendly, excellent customer service. Help through any issues that occur. Reviewed on: 28th February 2025

Easy to use the app very helpful, very easy to make...

Easy to use the app very helpful, very easy to make payments Reviewed on: 28th February 2025

Very efficient service and friendly staff.

Very efficient service and friendly staff. Reviewed on: 28th February 2025

Always takes payments on time never any troublw

Always takes payments on time never any troublw Reviewed on: 28th February 2025

Very satisfied.

Very satisfied.Thak I recommend with confidence. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.42 from 88 reviews
Credit card
from M&S Bank - Marks and Spencer 2.95 from 196 reviews
Platinum Credit Card
from Lloyds Bank 4.21 from 56 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub