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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

As a busy mother of 2 the card is always help at the...

As a busy mother of 2 the card is always help at the right time with quick transaction. I am a nurse our salary is nothing to write home about this card has been a blessing. Reviewed on: 28th February 2025

Very smooth to apply and the extra available cash ha...

Very smooth to apply and the extra available cash has helped me out immensely Reviewed on: 28th February 2025

Easy to apply and the app is user friendly and reall...

Easy to apply and the app is user friendly and really handy for me to keep an eye on my finances. Reviewed on: 28th February 2025

I've been with zopa for couple of months but their c...

I've been with zopa for couple of months but their credit card and their services are the best Reviewed on: 28th February 2025

Very efficient and stress free process at easy the w...

Very efficient and stress free process at easy the whole time fast service Reviewed on: 28th February 2025

just Go for Zopa .make life easy

It’s just east to use so easy to make a payment. And the Zopa app is so good too Reviewed on: 28th February 2025

Fast and efficient and customer friendly service

Fast and efficient and customer friendly service Reviewed on: 28th February 2025

Good service clear and friendly all products explained

Good service clear and friendly all products explained Reviewed on: 28th February 2025

Very easy to use, all ways helpful on the phone...

Very easy to use, all ways helpful on the phone Reviewed on: 28th February 2025

Never had a problem.

Never had a problem. No issues at all. Great service when needed Reviewed on: 28th February 2025

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