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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Ok It has been what I expected

It has been what I expected, for the company Reviewed on: 28th February 2025

Never had eny problems with the service

Never had eny problems with the service Reviewed on: 28th February 2025

Excellent overall

Excellent overall, amazing service Reviewed on: 28th February 2025

Highly recommend ZOPA

App user friendly, excellent customer service. Help through any issues that occur. Reviewed on: 28th February 2025

Easy to use the app very helpful, very easy to make...

Easy to use the app very helpful, very easy to make payments Reviewed on: 28th February 2025

Very efficient service and friendly staff.

Very efficient service and friendly staff. Reviewed on: 28th February 2025

Always takes payments on time never any troublw

Always takes payments on time never any troublw Reviewed on: 28th February 2025

Very satisfied.

Very satisfied.Thak I recommend with confidence. Reviewed on: 28th February 2025

Easy to use and very good customer care and service...

Easy to use and very good customer care and service Reviewed on: 28th February 2025

Zopa are a good credit card company

Zopa are a good credit card company Reviewed on: 28th February 2025

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