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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44341 reviews)

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4.94

Based on 44,341 reviews, last reviewed 9th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44341)

Easy to use and very good customer care and service...

Easy to use and very good customer care and service Reviewed on: 28th February 2025

Zopa are a good credit card company

Zopa are a good credit card company Reviewed on: 28th February 2025

Good app works well easy to navigate and use

Good app works well easy to navigate and use Reviewed on: 28th February 2025

Generally positive

Generally positive except for trying to transfer a balance from a Zola card to another provider. Reviewed on: 28th February 2025

Brilliant service

Went over balance. By mistake. Going to charge a fee of 12.oo pounds.rang customer service. Explained what happened listened to what i had to say and refunded me the 12.oo pounds fee Reviewed on: 28th February 2025

Zopa was so easy to apply never had any issues with...

Zopa was so easy to apply never had any issues with them great company Reviewed on: 28th February 2025

I HAVE ENJOYED IT SINCE I STATRED USING THEM

I HAVE ENJOYED IT SINCE I STATRED USING THEM Reviewed on: 28th February 2025

I have had zero issues dealing with Zopa.

I have had zero issues dealing with Zopa. Reviewed on: 28th February 2025

Zopatastic credit card

Great service. Good for building credit score. Balances are quickly updated in the app. Interest charged is highly competitive Reviewed on: 28th February 2025

HELPFUL AND GREAT SERVICE

Always there to help when needed. Reviewed on: 28th February 2025

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