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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use great CS affordable limit and great App

Easy to use great CS affordable limit and great App Reviewed on: 28th February 2025

A pleasure to use

Really easy to use with a great and simple interface. Customer service is great too! An all round good experience. Reviewed on: 28th February 2025

Helped me to gain better credit score

Helped me to gain better credit score Reviewed on: 28th February 2025

Can't fault it, great experience

Can't fault it, great experience Reviewed on: 28th February 2025

Since i started using Zopa credit card i ave found i...

Since i started using Zopa credit card i ave found it to be useful and all services are incredible Reviewed on: 28th February 2025

Very easy card to use and keep track of my limits.

Very easy card to use and keep track of my limits. App is amazing and helps keep a buffer so I can have a safety net when needed. Rates are great given my credit score and it has helped my score get better. Reviewed on: 28th February 2025

Simple and honest

Very easy to use with a simple but effective app. Always notified of payments and good advice. Reviewed on: 28th February 2025

enjoyed how quick and easy it was

enjoyed how quick and easy it was Reviewed on: 28th February 2025

Good service customer facilities

Good service customer facilities Reviewed on: 28th February 2025

I have had no issues using my card or account.

I have had no issues using my card or account. I haven't had to contact customer service so cannot comment on that, but application, was simple, the app works and payments each month are manageable. Reviewed on: 28th February 2025

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