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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

enjoyed how quick and easy it was

enjoyed how quick and easy it was Reviewed on: 28th February 2025

Good service customer facilities

Good service customer facilities Reviewed on: 28th February 2025

I have had no issues using my card or account.

I have had no issues using my card or account. I haven't had to contact customer service so cannot comment on that, but application, was simple, the app works and payments each month are manageable. Reviewed on: 28th February 2025

Brilliant credit card

Had a very positive experience with Zopa Reviewed on: 28th February 2025

Never had any problems with zopa and they tell me if...

Never had any problems with zopa and they tell me if there is scams on my account without me getting in touch. So excellent service all round Reviewed on: 28th February 2025

Really easy to use and to understand

Really easy to use and to understand Reviewed on: 28th February 2025

useful company

easy to set up and use and very helpful never had any problems with the company Reviewed on: 28th February 2025

Zopa has been great for me.

So far, Zopa has been great for me. Reviewed on: 28th February 2025

Fantastic Experience!

Fantastic Experience! Keep making payments on time my credit rating has gone up Amazing! Reviewed on: 28th February 2025

bad, don’t be af

Whether your experience was good or bad, don’t be afraid to share it. Reviewed on: 28th February 2025

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