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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant credit card

Had a very positive experience with Zopa Reviewed on: 28th February 2025

Never had any problems with zopa and they tell me if...

Never had any problems with zopa and they tell me if there is scams on my account without me getting in touch. So excellent service all round Reviewed on: 28th February 2025

Really easy to use and to understand

Really easy to use and to understand Reviewed on: 28th February 2025

useful company

easy to set up and use and very helpful never had any problems with the company Reviewed on: 28th February 2025

Zopa has been great for me.

So far, Zopa has been great for me. Reviewed on: 28th February 2025

Fantastic Experience!

Fantastic Experience! Keep making payments on time my credit rating has gone up Amazing! Reviewed on: 28th February 2025

bad, don’t be af

Whether your experience was good or bad, don’t be afraid to share it. Reviewed on: 28th February 2025

Top guys and girls great service

Top guys and girls great service Reviewed on: 28th February 2025

Great credit card good choice for a new card credit.

Great credit card good choice for a new card credit. Reviewed on: 28th February 2025

The customer service is brilliant they solve issues...

The customer service is brilliant they solve issues ASAP Reviewed on: 28th February 2025

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