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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

Zopa app is very user friendly plus customer service is great Reviewed on: 28th February 2025

I'm happy with zopa because the interest is not very...

I'm happy with zopa because the interest is not very high , and easy to work in apps . Reviewed on: 28th February 2025

Very good.

Very good. Would definitely recommend to a friend Reviewed on: 28th February 2025

It does exactly what it says on the tin!

Started using Zopa as they provide a no nonsense card service, with a great app, 10 out of 10, I can't fault one thing with them since I joined. Good comms, easy to check my account, it does exactly what it says on the tin! Reviewed on: 28th February 2025

Zopa is good for bad credit but even though you pay...

Zopa is good for bad credit but even though you pay each month they don't up your credit limit which I think isn't right there know it will get paid because it comes out of your bank has direct debit Reviewed on: 28th February 2025

I have not had any problems with the card or anythin...

I have not had any problems with the card or anything with any other aspects of the card Reviewed on: 28th February 2025

Very easy and customer friendly services.

Very easy and customer friendly services. Reviewed on: 28th February 2025

I started my journey with Zooa with a credit card an...

I started my journey with Zooa with a credit card and now have a current account with a savings account,I find it very easy to navigate and have had no problems whatsoever. Reviewed on: 28th February 2025

Excellent customer service amazing company

Excellent customer service amazing company Reviewed on: 28th February 2025

Very nice services and support for the customer

Very nice services and support for the customer Reviewed on: 28th February 2025

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