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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

I started my journey with Zooa with a credit card an...

I started my journey with Zooa with a credit card and now have a current account with a savings account,I find it very easy to navigate and have had no problems whatsoever. Reviewed on: 28th February 2025

Excellent customer service amazing company

Excellent customer service amazing company Reviewed on: 28th February 2025

Very nice services and support for the customer

Very nice services and support for the customer Reviewed on: 28th February 2025

He’ll always there

Excellent customer services and help always there Reviewed on: 28th February 2025

Easy to apply.

Easy to apply. Simple App. Great customer service. I am happy to recommend to anyone looking for a credit card. Reviewed on: 28th February 2025

Zopa Was the only credit card company that would hel...

Zopa Was the only credit card company that would help me in my time indeed Reviewed on: 28th February 2025

Excellent service quick to respond

Excellent service quick to respond Reviewed on: 28th February 2025

Been using Zopa for a while now everything quite str...

Been using Zopa for a while now everything quite straightforward through app keeps me updated and fully informed of all expenditures would fully recommend to anyone gteat customer service. Reviewed on: 28th February 2025

very user friendly.

Have not had the card long but very user friendly. Reviewed on: 28th February 2025

Fairly bad credit limit, but zopa have empowered me.

Fairly bad credit limit, but zopa have empowered me to take batter care of my finances with an affordable credit card with excellent service, communication and app. Reviewed on: 28th February 2025

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