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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

He’ll always there

Excellent customer services and help always there Reviewed on: 28th February 2025

Easy to apply.

Easy to apply. Simple App. Great customer service. I am happy to recommend to anyone looking for a credit card. Reviewed on: 28th February 2025

Zopa Was the only credit card company that would hel...

Zopa Was the only credit card company that would help me in my time indeed Reviewed on: 28th February 2025

Excellent service quick to respond

Excellent service quick to respond Reviewed on: 28th February 2025

Been using Zopa for a while now everything quite str...

Been using Zopa for a while now everything quite straightforward through app keeps me updated and fully informed of all expenditures would fully recommend to anyone gteat customer service. Reviewed on: 28th February 2025

very user friendly.

Have not had the card long but very user friendly. Reviewed on: 28th February 2025

Fairly bad credit limit, but zopa have empowered me.

Fairly bad credit limit, but zopa have empowered me to take batter care of my finances with an affordable credit card with excellent service, communication and app. Reviewed on: 28th February 2025

No issues with anything so far.

No issues with anything so far. From setup to using the card everything has gone smoothly Reviewed on: 28th February 2025

Really helpfull at all times any issues are sorted s...

Really helpfull at all times any issues are sorted straight away Reviewed on: 28th February 2025

So accessible and easy to manage via app.

So accessible and easy to manage via app. Reviewed on: 28th February 2025

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