Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

No issues with anything so far.

No issues with anything so far. From setup to using the card everything has gone smoothly Reviewed on: 28th February 2025

Really helpfull at all times any issues are sorted s...

Really helpfull at all times any issues are sorted straight away Reviewed on: 28th February 2025

So accessible and easy to manage via app.

So accessible and easy to manage via app. Reviewed on: 28th February 2025

Excellent services.

Excellent services. Quick applications Reviewed on: 28th February 2025

Great credit card

My sister told me about this credit card, i didnt think I would be accepted but i was. The mobile app os so easy to use and all the info you might need is there at your fingertips.. I use this all the time and pay back on payday. Reviewed on: 28th February 2025

Every always willing to help me

Every time I have to ring them up they are more than welcome to help you the best way possible Reviewed on: 28th February 2025

Zopa is great card.

Zopa is great card. Hassle free and cheap. Effortless. Thoroughly recommend the card and the efficient people behind it. Reviewed on: 28th February 2025

First Class

Zopa offers me first class products and excellent customer service. Reviewed on: 28th February 2025

Really good service app is easy to use and to unders...

Really good service app is easy to use and to understand. Never any issues with the service Reviewed on: 28th February 2025

The whole process with zopa is brilliant from start...

The whole process with zopa is brilliant from start to finish a pleasure to deal with and great customer service and treat you with respect and provide a great value product Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.14 from 8 reviews
Credit Card
from thinkmoney 3.13 from 3 reviews
Credit card
from PayPal 4.90 from 80 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub