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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent services.

Excellent services. Quick applications Reviewed on: 28th February 2025

Great credit card

My sister told me about this credit card, i didnt think I would be accepted but i was. The mobile app os so easy to use and all the info you might need is there at your fingertips.. I use this all the time and pay back on payday. Reviewed on: 28th February 2025

Every always willing to help me

Every time I have to ring them up they are more than welcome to help you the best way possible Reviewed on: 28th February 2025

Zopa is great card.

Zopa is great card. Hassle free and cheap. Effortless. Thoroughly recommend the card and the efficient people behind it. Reviewed on: 28th February 2025

First Class

Zopa offers me first class products and excellent customer service. Reviewed on: 28th February 2025

Really good service app is easy to use and to unders...

Really good service app is easy to use and to understand. Never any issues with the service Reviewed on: 28th February 2025

The whole process with zopa is brilliant from start...

The whole process with zopa is brilliant from start to finish a pleasure to deal with and great customer service and treat you with respect and provide a great value product Reviewed on: 28th February 2025

I absolutely love the card

I absolutely love the card this is the best thing I’ve ever done since I got my card Reviewed on: 28th February 2025

Great experience and would definitely consider again

Great experience and would definitely consider again Reviewed on: 28th February 2025

Great and easy to use.

Great and easy to use. I will definitely recommend to my friends Reviewed on: 28th February 2025

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