Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Zopa has been an outstanding credit builder, and I'v...

Zopa has been an outstanding credit builder, and I've benefited from this card with brilliant insights to keep me on track at all times. Reviewed on: 28th February 2025

Excellent app and very easy to use !

Excellent app and very easy to use ! Reviewed on: 28th February 2025

Haven't got much to say

Haven't got much to say... All good Reviewed on: 28th February 2025

Always smooth transactions when dealing with my Zopa...

Always smooth transactions when dealing with my Zopa credit card Reviewed on: 28th February 2025

The app is so good and easy to install.

The app is so good and easy to install. Custom service are really good and helpful. Reviewed on: 28th February 2025

Best on notifications

Instant update on transactions stands zopa out. Reviewed on: 28th February 2025

Smooth process and easy transactions

Smooth process and easy transactions Reviewed on: 28th February 2025

Fantastic card to use.

Fantastic card to use. Friendly, professional service at all time. Reviewed on: 28th February 2025

A great service provider and excellent quality throu...

A great service provider and excellent quality throughout the usage and service levels are excellent Reviewed on: 28th February 2025

Seamless from start to finish, from onboarding to be...

Seamless from start to finish, from onboarding to being a card user. I would say that Zopa are 2nd to none in the industry Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.79 from 19912 reviews
Gold Card
from first direct 4.59 from 9 reviews
Aquis Card
from Vanquis 4.27 from 41 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub