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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Apple Pay

Good rates . always in hand . Only wished it was able to be on Apple Pay. Reviewed on: 28th February 2025

user friendly

Easy to apply and manage on line Reviewed on: 28th February 2025

Zopa keeps in touch.

Zopa keeps in touch. Make it easy to manage. Zopa provides good financial advice. Reviewed on: 28th February 2025

Easy to deal with and very transparent

Easy to deal with and very transparent Reviewed on: 28th February 2025

Great help would recommend to everyone

Great help would recommend to everyone Reviewed on: 28th February 2025

Fantastic provider, very easy to use and clear with...

Fantastic provider, very easy to use and clear with terms and conditions. Never had any issues with the app or using cards etc. Reviewed on: 28th February 2025

All very easy to use,and all deposits are instantly...

All very easy to use,and all deposits are instantly included in your credit card bill.thank you for your professionalism Reviewed on: 28th February 2025

Zopa has been an outstanding credit builder, and I'v...

Zopa has been an outstanding credit builder, and I've benefited from this card with brilliant insights to keep me on track at all times. Reviewed on: 28th February 2025

Excellent app and very easy to use !

Excellent app and very easy to use ! Reviewed on: 28th February 2025

Haven't got much to say

Haven't got much to say... All good Reviewed on: 28th February 2025

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