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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Esy and affordable hilly recommend

Esy and affordable hilly recommend Reviewed on: 28th February 2025

Zopa delivers the service in real time.

Zopa delivers the service in real time. For example, whenever I maintain my payments to keep my account within my limit, I don't have to wait more than a couple of hours before I see the new balance on my app. A very good feature that helps me over spending beyond my credit limit. Reviewed on: 28th February 2025

Excellent service

Easy to use and kept informed on when payments due and bank accounts you may want Reviewed on: 28th February 2025

Overall, Zopa provides quality and reliable service.

Overall, Zopa provides quality and reliable service. Reviewed on: 28th February 2025

Excellent customer service, also app so easy to use.

Excellent customer service, also app so easy to use. Reviewed on: 28th February 2025

Amazing amazing amazing, love the app and the service

Amazing amazing amazing, love the app and the service Reviewed on: 28th February 2025

Card arrived quickly app is great

Card arrived quickly app is great Reviewed on: 28th February 2025

Have always been very helpful when I needed it to...

Have always been very helpful when I needed it to be Reviewed on: 28th February 2025

It was so easy to set up and so easy to set up payment.

It was so easy to set up and so easy to set up payment. There app is so easy to use Reviewed on: 28th February 2025

Great card

A great experience with the company and a great card to have. Reviewed on: 28th February 2025

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