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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Overall, Zopa provides quality and reliable service.

Overall, Zopa provides quality and reliable service. Reviewed on: 28th February 2025

Excellent customer service, also app so easy to use.

Excellent customer service, also app so easy to use. Reviewed on: 28th February 2025

Amazing amazing amazing, love the app and the service

Amazing amazing amazing, love the app and the service Reviewed on: 28th February 2025

Card arrived quickly app is great

Card arrived quickly app is great Reviewed on: 28th February 2025

Have always been very helpful when I needed it to...

Have always been very helpful when I needed it to be Reviewed on: 28th February 2025

It was so easy to set up and so easy to set up payment.

It was so easy to set up and so easy to set up payment. There app is so easy to use Reviewed on: 28th February 2025

Great card

A great experience with the company and a great card to have. Reviewed on: 28th February 2025

Professionalism at its best in every way.

Professionalism at its best in every way.Thank you Reviewed on: 28th February 2025

Convenient.

It's easy and convenient the overdraft facility is fantastic Reviewed on: 28th February 2025

Money usage

Easy to spend money using the credit card and all the fee are clearly mentioned Reviewed on: 28th February 2025

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