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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use app great service no problem with card u...

Easy to use app great service no problem with card use fast payment system Reviewed on: 28th February 2025

Zopa helped me to rebuild my credit score by accepti...

Zopa helped me to rebuild my credit score by accepting my application for a credit card . Reviewed on: 28th February 2025

A great, friendly company to do business with. 5 stars.

Generous credit limit which is reviewed regularly. Easy to navigate website, really useful when paying your bill. Need a couple of extra days to pay you bill, no problem. I've not needed to speak to anyone person to person yet, but I'm sure that they would be more than helpful. Reviewed on: 28th February 2025

Excellent service and promptness

They’re very good, if you have a problem they will fix asap Reviewed on: 28th February 2025

I found my experience with Zopa very straightforward...

I found my experience with Zopa very straightforward and no issues or problems.The company is very supportive and they have a great customer service Reviewed on: 28th February 2025

Great service!

Loan & card organised within minutes thanks to easy applications. App is contains everything needed to keep track, instantly updates with any payments made. Staff always helpful if you have a query. Reviewed on: 28th February 2025

Can not fault Zopa, Greta app with good features.

Can not fault Zopa, Greta app with good features. Reviewed on: 28th February 2025

The ideal products

The application is easy to process and responses are fast and efficient Reviewed on: 28th February 2025

So helpful polite always there when needed

So helpful polite always there when needed Reviewed on: 28th February 2025

Easy to use,friendly staff,great value

Easy to use,friendly staff,great value Reviewed on: 28th February 2025

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