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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Ver friendly service when needed, value rates

Ver friendly service when needed, value rates Reviewed on: 28th February 2025

All my friends experience with Zopa have been good

All my friends experience with Zopa have been good Reviewed on: 28th February 2025

Zopa has a good customer service, they keep you upda...

Zopa has a good customer service, they keep you updated on when your next payment is due, so we can make sure that there's enough money in the account to pay. The interest rate is reasonable. Statement is easy to understand each month. You can set up a reasonable amount to pay each month then if you can afford to pay that little bit more you can add to it. Zopa credit card can be used anywhere nationwide. Very easy to apply for a zopa card. Reviewed on: 28th February 2025

Always be the best for zopa

Zopa is the best,all that you will searching zopa in all in one. Reviewed on: 28th February 2025

Excellent card so far.

Excellent card so far.. it’s been working as expected. Reviewed on: 28th February 2025

Good and the customer service good as well

Good and the customer service good as well Reviewed on: 28th February 2025

Very easy and professional nothing is to much troub...

Very easy and professional nothing is to much trouble for them Reviewed on: 28th February 2025

Zopa credit card has always come through for me when...

Zopa credit card has always come through for me whenever I needed to use credit, no over charged interest, there repayment plan is easy and affordable Reviewed on: 28th February 2025

It's going really amazing with everything from easy...

It's going really amazing with everything from easy transfers to repayment to paying at store or it's about the customer service Reviewed on: 28th February 2025

Brilliant customer service and very competitive inte...

Brilliant customer service and very competitive interest rate especially when you have some impaired historical credit. Reviewed on: 28th February 2025

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