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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Nice customer service and also good communication sk...

Nice customer service and also good communication skills and problem solving Reviewed on: 28th February 2025

Fantastic would highly recommend to all

Fantastic would highly recommend to all Reviewed on: 28th February 2025

Great customer service, great product offerings and...

Great customer service, great product offerings and just easy to use Reviewed on: 28th February 2025

Zoopa has helped me rebuild my credit at a fare inte...

Zoopa has helped me rebuild my credit at a fare interest rate Reviewed on: 28th February 2025

Mats review

Very professional and helpful service with excellent customer service Reviewed on: 28th February 2025

I am always satisfied with their service.

I am always satisfied with their service. Reviewed on: 28th February 2025

Zopatastic

Quick application and not issues Reviewed on: 28th February 2025

Ver friendly service when needed, value rates

Ver friendly service when needed, value rates Reviewed on: 28th February 2025

All my friends experience with Zopa have been good

All my friends experience with Zopa have been good Reviewed on: 28th February 2025

Zopa has a good customer service, they keep you upda...

Zopa has a good customer service, they keep you updated on when your next payment is due, so we can make sure that there's enough money in the account to pay. The interest rate is reasonable. Statement is easy to understand each month. You can set up a reasonable amount to pay each month then if you can afford to pay that little bit more you can add to it. Zopa credit card can be used anywhere nationwide. Very easy to apply for a zopa card. Reviewed on: 28th February 2025

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