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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Always be the best for zopa

Zopa is the best,all that you will searching zopa in all in one. Reviewed on: 28th February 2025

Excellent card so far.

Excellent card so far.. it’s been working as expected. Reviewed on: 28th February 2025

Good and the customer service good as well

Good and the customer service good as well Reviewed on: 28th February 2025

Very easy and professional nothing is to much troub...

Very easy and professional nothing is to much trouble for them Reviewed on: 28th February 2025

Zopa credit card has always come through for me when...

Zopa credit card has always come through for me whenever I needed to use credit, no over charged interest, there repayment plan is easy and affordable Reviewed on: 28th February 2025

It's going really amazing with everything from easy...

It's going really amazing with everything from easy transfers to repayment to paying at store or it's about the customer service Reviewed on: 28th February 2025

Brilliant customer service and very competitive inte...

Brilliant customer service and very competitive interest rate especially when you have some impaired historical credit. Reviewed on: 28th February 2025

Excellent credit card provider

Easy process to.apply and very efficient. Best provider ever Reviewed on: 28th February 2025

Customer service query

I have phoned the customer service as a new customer for a query and they were fantastic. Helpful, professional and friendly. Reviewed on: 28th February 2025

Zopa has been tremendously helpful in improving my C...

Zopa has been tremendously helpful in improving my Credit Score and providing a high credit limit. Very easily to use / User friendly app. I will highly recommend it to my friends/family and colleagues Reviewed on: 28th February 2025

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