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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Excellent customer service, easy to navigate app.

Excellent customer service, easy to navigate app. Reviewed on: 28th February 2025

Great all round, easy to use, great service

Great all round, easy to use, great service Reviewed on: 28th February 2025

Simple process.

Simple process. I like i, the credit limit is low but but all very manageable. Reviewed on: 28th February 2025

Very efficient service

The app works perfectly, the loan is done well, transfers are easy Reviewed on: 28th February 2025

Good experience always helpful and easy to access app

Good experience always helpful and easy to access app Reviewed on: 28th February 2025

Zopa is very good bank and they understand everyone

Zopa is very good bank and they understand everyone Reviewed on: 28th February 2025

Excellent

Very good provider, easy and efficient Reviewed on: 28th February 2025

Zopa is there when you need them, no hassle so long...

Zopa is there when you need them, no hassle so long as you stay in credit. Friendly staff, Reviewed on: 28th February 2025

Easy to keep track of my payment's

Easy to keep track of my payments and balance. Only things I could say would improve is making available on Apple Pay and being able to make payments to balance through apple pay Reviewed on: 28th February 2025

Supported through customer care and easy access

Supported through customer care and easy access Reviewed on: 28th February 2025

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