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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Super card.

Super card and super service. Very helpful Reviewed on: 28th February 2025

For someone trying to rebuild their credit I found z...

For someone trying to rebuild their credit I found zopa to be invaluable thank you Reviewed on: 28th February 2025

overall it’s good to work with you but sometimes i f...

overall it’s good to work with you but sometimes i feel about eligibility and credit would better Reviewed on: 28th February 2025

Great app

Great app and easy to navigate. Good credit builder Reviewed on: 28th February 2025

Great card easy to use and pay Would recommend.

Great card easy to use and pay Would recommend. Good to build up your credit score Reviewed on: 28th February 2025

Excellent

It was easy and straight forward and they are very helpful so good to be with that you Reviewed on: 28th February 2025

The service is great from start to finish

The service is great from start to finish Reviewed on: 28th February 2025

Excellent customer service, easy to navigate app.

Excellent customer service, easy to navigate app. Reviewed on: 28th February 2025

Great all round, easy to use, great service

Great all round, easy to use, great service Reviewed on: 28th February 2025

Simple process.

Simple process. I like i, the credit limit is low but but all very manageable. Reviewed on: 28th February 2025

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