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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44342)

No hassle quick decision very reliable.

5
No hassle quick decision very reliable.And very easy to use app. Reviewed on: 28th February 2025

I have had no promblems using this company

4
I have had no promblems using this company Reviewed on: 28th February 2025

Reminders of approaching payments

5
Reminders of approaching payments Reviewed on: 28th February 2025

Very easy to apply and the app is great for controll...

5
Very easy to apply and the app is great for controlling expenses and repayments. Reviewed on: 28th February 2025

Great card and service never had a problem 10/10

5
Great card and service never had a problem 10/10 Reviewed on: 28th February 2025

Easy to se and understand.. Excellent service.

5
Easy to use and understand. Excellent service. Reviewed on: 28th February 2025

fast and easy to use

5
Zooa was fast and easy to use, helped so much Reviewed on: 28th February 2025

I have found using the app very easy and any problem...

5
I have found using the app very easy and any problems have been dealt with easy the staff on the phone are polite and helpful Reviewed on: 28th February 2025

Excellent service

5
Great rates, excellent app, I'm very satisfied with Zopa Reviewed on: 28th February 2025

Very easy to use app plus super easy to pay...

5
Very easy to use app plus super easy to pay back Reviewed on: 28th February 2025

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