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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very efficient service

The app works perfectly, the loan is done well, transfers are easy Reviewed on: 28th February 2025

Good experience always helpful and easy to access app

Good experience always helpful and easy to access app Reviewed on: 28th February 2025

Zopa is very good bank and they understand everyone

Zopa is very good bank and they understand everyone Reviewed on: 28th February 2025

Excellent

Very good provider, easy and efficient Reviewed on: 28th February 2025

Zopa is there when you need them, no hassle so long...

Zopa is there when you need them, no hassle so long as you stay in credit. Friendly staff, Reviewed on: 28th February 2025

Easy to keep track of my payment's

Easy to keep track of my payments and balance. Only things I could say would improve is making available on Apple Pay and being able to make payments to balance through apple pay Reviewed on: 28th February 2025

Supported through customer care and easy access

Supported through customer care and easy access Reviewed on: 28th February 2025

No hassle quick decision very reliable.

No hassle quick decision very reliable.And very easy to use app. Reviewed on: 28th February 2025

I have had no promblems using this company

I have had no promblems using this company Reviewed on: 28th February 2025

Reminders of approaching payments

Reminders of approaching payments Reviewed on: 28th February 2025

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