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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to apply and the app is great for controll...

Very easy to apply and the app is great for controlling expenses and repayments. Reviewed on: 28th February 2025

Great card and service never had a problem 10/10

Great card and service never had a problem 10/10 Reviewed on: 28th February 2025

Easy to se and understand.. Excellent service.

Easy to use and understand. Excellent service. Reviewed on: 28th February 2025

fast and easy to use

Zooa was fast and easy to use, helped so much Reviewed on: 28th February 2025

I have found using the app very easy and any problem...

I have found using the app very easy and any problems have been dealt with easy the staff on the phone are polite and helpful Reviewed on: 28th February 2025

Excellent service

Great rates, excellent app, I'm very satisfied with Zopa Reviewed on: 28th February 2025

Very easy to use app plus super easy to pay...

Very easy to use app plus super easy to pay back Reviewed on: 28th February 2025

Very easy to use, always get great service and respo...

Very easy to use, always get great service and response time. Very clear instructions and never had any issues with the app or customer service before. Highly recommended by myself and will continue to use. Reviewed on: 28th February 2025

Ease to apply!

Ease to apply! Money going straight away into your account when you doing monthly payments. Reviewed on: 28th February 2025

When I applied for this card it was very quick and a...

When I applied for this card it was very quick and arrived very quickly they always keep me updated and also the app is very easy to use Reviewed on: 28th February 2025

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