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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Very easy to use, always get great service and respo...

Very easy to use, always get great service and response time. Very clear instructions and never had any issues with the app or customer service before. Highly recommended by myself and will continue to use. Reviewed on: 28th February 2025

Ease to apply!

Ease to apply! Money going straight away into your account when you doing monthly payments. Reviewed on: 28th February 2025

When I applied for this card it was very quick and a...

When I applied for this card it was very quick and arrived very quickly they always keep me updated and also the app is very easy to use Reviewed on: 28th February 2025

Have no issues everything is simple to use

Have no issues everything is simple to use Reviewed on: 28th February 2025

Just excellent.

I’ve never had a bad experience as they are one of the best credit card companies Reviewed on: 28th February 2025

Good card quick and easy to use app

Good card quick and easy to use app Reviewed on: 28th February 2025

A good credit card with a very good app

A good credit card with a very good app Reviewed on: 28th February 2025

Great app, great service, reasonable interest rate

Great app, great service, reasonable interest rate Reviewed on: 28th February 2025

Zopa, easy to use, easy to deal with - great help wh...

Zopa, easy to use, easy to deal with - great help when needed. Reviewed on: 28th February 2025

Nothing but positive, easy to understand, easy to us...

Nothing but positive, easy to understand, easy to use, good communication, fantastic experience. Reviewed on: 28th February 2025

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