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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Fab, easy to use!

Been great so far, very easy to use. The app is brilliant Reviewed on: 28th February 2025

Very easy to use and very good I love Zopa

Very easy to use and very good I love Zopa Reviewed on: 28th February 2025

Great Card

They are always updating you on changes and the app is clear and easy to use Reviewed on: 28th February 2025

Best credit card I have opened for ease of use on th...

Best credit card I have opened for ease of use on the app, efficiency and insights. Reviewed on: 28th February 2025

Quick and easy process .

It was an easy process to set up and the app is good and I can easily find on it what I need. Reviewed on: 28th February 2025

Great Credit card!

I have been so happy and contented on Zopa's service! I have been grateful that Zopa approved me to jave credit card and hopefully soin my credit limit will increase! Reviewed on: 28th February 2025

Very easy to use and a good rate

Very easy to use and a good rate Reviewed on: 28th February 2025

Thumbs up

My credit score seems to of improved since I've been with them. I like the online chat facility Reviewed on: 28th February 2025

Zopa has been a great benefit to my life, it’s not o...

Zopa has been a great benefit to my life, it’s not only helped with keeping my finances in order, but it’s also helped me keep track of my credit score. Reviewed on: 28th February 2025

Straightforward and clear application process and ea...

Straightforward and clear application process and easy to use. Reviewed on: 28th February 2025

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