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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Have no issues everything is simple to use

Have no issues everything is simple to use Reviewed on: 28th February 2025

Just excellent.

I’ve never had a bad experience as they are one of the best credit card companies Reviewed on: 28th February 2025

Good card quick and easy to use app

Good card quick and easy to use app Reviewed on: 28th February 2025

A good credit card with a very good app

A good credit card with a very good app Reviewed on: 28th February 2025

Great app, great service, reasonable interest rate

Great app, great service, reasonable interest rate Reviewed on: 28th February 2025

Zopa, easy to use, easy to deal with - great help wh...

Zopa, easy to use, easy to deal with - great help when needed. Reviewed on: 28th February 2025

Nothing but positive, easy to understand, easy to us...

Nothing but positive, easy to understand, easy to use, good communication, fantastic experience. Reviewed on: 28th February 2025

Fab, easy to use!

Been great so far, very easy to use. The app is brilliant Reviewed on: 28th February 2025

Very easy to use and very good I love Zopa

Very easy to use and very good I love Zopa Reviewed on: 28th February 2025

Great Card

They are always updating you on changes and the app is clear and easy to use Reviewed on: 28th February 2025

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