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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

They are so easy to use I am in total control of my...

They are so easy to use I am in total control of my payments and the app is so easy to use Reviewed on: 28th February 2025

5 star The best

The best I will really recommend Reviewed on: 28th February 2025

Zopa care about you

Always. Great help and realistic credit options Reviewed on: 28th February 2025

Good customer service easy application

Good customer service easy application Reviewed on: 28th February 2025

Easy to use and great to work with

Easy to use and great to work with Reviewed on: 28th February 2025

Easy and smooth

The ease from applying to using Zopa daily has been so smooth. The app is set out very simple and clear, the card also looks great too. I’ve never had an issue with using them, the repayments are low, easy to pay off early. Reviewed on: 28th February 2025

Zopa the Best Credit Card..

I find Zopa to be the number One in credit cards.Very helpful and professional.. Reviewed on: 28th February 2025

Really appreciate with customer service

Really appreciate with customer service Reviewed on: 28th February 2025

App is easy to use plenty of reminders and offers of...

App is easy to use plenty of reminders and offers of help if needed Reviewed on: 28th February 2025

Great credit card and service

Easy, quick response to application and the app is really easy to use. Reviewed on: 28th February 2025

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