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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

I really like zopa had and have a few cards but they...

I really like zopa had and have a few cards but they are the best to deal with very happy Reviewed on: 18th January 2025

Zopa very easy to apply for credit...

Zopa made it was very easy to apply for credit Reviewed on: 18th January 2025

Provides us with a good service , when contacted al...

Provides us with a good service , when contacted always solves our problems Reviewed on: 18th January 2025

Customer service

Customer service is very good and helpful in dealing with my queries. Reviewed on: 18th January 2025

Great experience.

Great experience. Easy and straightforward application process. Was able to check if I would be accepted before making the full application without impact on my credit score. The app is great with everything you need in one place. Reviewed on: 18th January 2025

Best service and good response Best service

Best service and good response , I have confidence with Zopa credit card in future have biggest credit company in the current market. Reviewed on: 18th January 2025

You gave me a chance with a credit card when no one...

You gave me a chance with a credit card when no one else would am forever grateful to this company I learned to control my spending Reviewed on: 18th January 2025

Zopa? NO BRAINER!

Without a doubt the best credit card I've ever owned. Reviewed on: 18th January 2025

Very straight forward application .

Very straight forward application . Card arrived as when said it would . Very easy to set up and manage on your phone . Great experience all round . Thank you Zopa Reviewed on: 18th January 2025

Very easy to understand .

Very easy to understand . No hidden surprises. Good communication Reviewed on: 18th January 2025

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