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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa credit card

Quick and simple to apply. With fast response. Reviewed on: 18th January 2025

Excellent interest rates.

Excellent interest rates. Very easy to apply. Easy to use phone app to keep track of spending and make payments. Reviewed on: 18th January 2025

Great Credit Card Lender

Zopa is a great credit card lender, the app is very easy to use and has great features, email reminders and offers are always amazing to have sent to you. Customer service are brilliant if you ever have a question via live chat or phone call Reviewed on: 18th January 2025

Best card I've had

Easy to use and control app excellent aswell Reviewed on: 18th January 2025

It’s been amazing .

It’s been amazing . And I have really enjoyed the services of Zopa since I became their customer Reviewed on: 18th January 2025

Easy peasy

Very simple, from applying, to using the card and app Reviewed on: 18th January 2025

Zopa are very easy and straight forward .

Zopa are very easy and straight forward .Have already recommended them to a friend. Reviewed on: 18th January 2025

Easy to apply, app is easy to use and has all inform...

Easy to apply, app is easy to use and has all information I need to manage my card. Reviewed on: 18th January 2025

Affordable rates, easy to use app.

Affordable rates, easy to use app. Credit limit increase easy to achieve Reviewed on: 18th January 2025

Absolutely fantastic customer service and comprehens...

Absolutely fantastic customer service and comprehensive advice. Reviewed on: 18th January 2025

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