Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Just a great service manageable credit limit and gre...

Just a great service manageable credit limit and great comms Reviewed on: 18th January 2025

,Clear, concise,, courteous .

Applied for card recently . Process was v clear and helpful (I am eighty) Have found communications and app very helpful . I have previously known ZOPA as ethical company Reviewed on: 18th January 2025

Very helpful and easy to approach.

Very helpful and easy to approach. Reviewed on: 18th January 2025

Zopa credit card

Quick and simple to apply. With fast response. Reviewed on: 18th January 2025

Excellent interest rates.

Excellent interest rates. Very easy to apply. Easy to use phone app to keep track of spending and make payments. Reviewed on: 18th January 2025

Great Credit Card Lender

Zopa is a great credit card lender, the app is very easy to use and has great features, email reminders and offers are always amazing to have sent to you. Customer service are brilliant if you ever have a question via live chat or phone call Reviewed on: 18th January 2025

Best card I've had

Easy to use and control app excellent aswell Reviewed on: 18th January 2025

It’s been amazing .

It’s been amazing . And I have really enjoyed the services of Zopa since I became their customer Reviewed on: 18th January 2025

Easy peasy

Very simple, from applying, to using the card and app Reviewed on: 18th January 2025

Zopa are very easy and straight forward .

Zopa are very easy and straight forward .Have already recommended them to a friend. Reviewed on: 18th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Purchase Card
from TSB 2.25 from 8 reviews
Select Credit Card
from Nationwide 3.89 from 12 reviews
Everyday Credit Card
from Santander 4.11 from 23 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub