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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa made it very easy to get my new credit card acc...

Zopa made it very easy to get my new credit card account. The statements are very clear and sent to my email every month. I would highly recommend them. Reviewed on: 19th January 2025

Great product

Really easy process from applying to receiving my card, great communication and a credit limit that’s not too high, very easy app to manage your card so that you know exactly where you are Reviewed on: 19th January 2025

Surprised me how Easy it was to apply for online...

Surprised me how Easy it was to apply for online Reviewed on: 19th January 2025

Great service

Zopa have always been helpful and easy to communicate with their products are managed well Reviewed on: 19th January 2025

Great interest on credit card and great app nevwr ha...

Great interest on credit card and great app nevwr had any problems. Reviewed on: 19th January 2025

I like Zopa, i will recommend with pleasure.

I like Zopa , i will recommend with pleasure. They approve quickly, money.. I use the money very easy. Thanks Zopa for help me. I work with Zopa around 4 months but iam very happy they change my life. THANKS AGAIN ! Reviewed on: 19th January 2025

Easy to apply and receive payment reminders.

Easy to apply and receive payment reminders. The app is great Reviewed on: 19th January 2025

Excellent service

Excellent services and peace of mind relationship. Reviewed on: 19th January 2025

Great, fantastic provider.

Great, fantastic provider. Worth signing upto!! Zopa for the win!! Reviewed on: 19th January 2025

amazing credit card.

amazing credit card. comes with awesome insights and offers to future banking. the interest works out a lot cheaper than my other credit cards. it works completely different to other credit cards, all payments mad come off the previous months balance. this means that you only pay interest on the sum of what's left, about 5 times cheaper than my other card with the same credit limit. Reviewed on: 19th January 2025

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