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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very easy to understand .

Very easy to understand . No hidden surprises. Good communication Reviewed on: 18th January 2025

Zopa are great.

Zopa are great. They are value for money and offer good interest rates. Their customer service is good too. Reviewed on: 18th January 2025

Very good customer service and support will recommen...

Very good customer service and support will recommend to anyone looking to take out a new credit card Reviewed on: 18th January 2025

Very good at communicating with there customers

Very good at communicating with there customers Reviewed on: 18th January 2025

Been nice so far with zopa.

Been nice so far with zopa...I would recommend Reviewed on: 18th January 2025

Super intuitive app for a great experience

Super intuitive app for a great experience Reviewed on: 18th January 2025

I was grateful especially after Christmas that they...

I was grateful especially after Christmas that they weren't asking for payment 10 days after recieved the card, they left it till later in the month when I had it to pay back. Reviewed on: 18th January 2025

Very good cerdit card.

Very good cerdit card. Well recommended to families and friends. Reviewed on: 17th January 2025

Very good service and excellent quality service

Very good service and excellent quality service Reviewed on: 17th January 2025

Zopa is fantastic with customerr service.

Zopa is fantastic with customer service. Zopa savings is great Reviewed on: 17th January 2025

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