Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Hassle free service.

Hassle free service that keeps you informed on what products are available without being under any pressure to take out new products. Reviewed on: 17th January 2025

When I could not make a payment the staff were great...

When I could not make a payment the staff were great and easy to talk to via the app. Great value card easy to monitor with helpful hints in the app Reviewed on: 17th January 2025

Very helpful and easy to deal with

Very helpful and easy to deal with Reviewed on: 17th January 2025

Easy App

The app is very easy to use and everything is where you need it to be. Application process is smooth and the decision was very quick. Overall im happy with the product and service that Zopa provide. Reviewed on: 17th January 2025

Way access and full information available

Way access and full information available Reviewed on: 17th January 2025

Zopa excellent credit card

All good excellent experience and all transactions are real time Reviewed on: 17th January 2025

It great.

It great. I am enjoying flexible payments. Reviewed on: 17th January 2025

To good to be Ture

Amazing great people very helpful Reviewed on: 17th January 2025

Zopa brilliant

Zopa has an easy to use app where you can do anything ie pay bill keep an eye on your spending you can even link your bank account Reviewed on: 17th January 2025

The application process is smooth and decision is gi...

The application process is smooth and decision is given fairly quickly. The limit I believe was very fair as well. Very good app and reasonable interest rate. Overall, very happy with Zopa. I now have a bank account with them as well. Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2286 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub