Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to use.

Easy to use. Variety of materials and different types of options. Reviewed on: 17th January 2025

Very straightforward credit card

Great service simple and self explanatory, clear fees with updates and timely reminders Reviewed on: 17th January 2025

The Zopa Credit Card has helped me increase my credi...

The Zopa Credit Card has helped me increase my credit rating tremendously. Reviewed on: 17th January 2025

Fantastic bank

Fantastic gave me a c h ance when no one else would and I can't be happier with the service. Easy to use and keep track of the money in and out and tools to help you budget. Reviewed on: 17th January 2025

Great service Helpful customer service

Great service Helpful customer service Reviewed on: 17th January 2025

Zopa has given me responsible financial freedom.

Zopa has given me responsible financial freedom.. Reviewed on: 17th January 2025

Excellent Excellent Excellent I have contacted Zopa...

Excellent Excellent Excellent I have contacted Zopa couple of times but every time they have sorted there Excellent staff Reviewed on: 17th January 2025

I always found zopa.

I always found zopa.gives an excellent service Reviewed on: 17th January 2025

Customer agent was not knowledgeable poor in En...

Customer agent was not knowledgeable very poor in English Reviewed on: 17th January 2025

Zopa is very good

Zopa help me out with the Credit card I am very happy with them 100% Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.93 from 18 reviews
Credit Card
from Tymit 4.73 from 155 reviews
Credit Card
from Shop Direct 4.64 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub