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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I have a credit card for quite a while and I’m very...

I have a credit card for quite a while and I’m very pleased with it especially when I’m traveling as I don’t pay any extra charges Reviewed on: 17th January 2025

THEY ARE RLIABLE AND EFFICIENT, THEY HELP BUILD YOUR...

THEY ARE RLIABLE AND EFFICIENT, THEY HELP BUILD YOUR BAD CREDIT Reviewed on: 17th January 2025

Always been helpful reminders when payment are due

Always been helpful reminders when payment are due Reviewed on: 17th January 2025

Easy to open got isa creditcard and current account...

Easy to open got isa creditcard and current account with them Reviewed on: 17th January 2025

Reliable

Efficient,Reliable,Affordable Very happy with this Service Reviewed on: 17th January 2025

Straight forward application and easy to keep track...

Straight forward application and easy to keep track on my spending. Reviewed on: 17th January 2025

Zopa credit card

Easy to use, and very good service and competitive rates Reviewed on: 17th January 2025

I would highly recommend Zopa to anyone looking for...

I would highly recommend Zopa to anyone looking for a credit card. The Zopa APP is easy to use and provides all the information you require in one place. Reviewed on: 17th January 2025

Great service, great app, great all round.

Great service, great app, great all round. Reviewed on: 17th January 2025

Found it difficult to contact customer service

Found it difficult to contact customer service Reviewed on: 17th January 2025

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