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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good product

Every thing is easy to find and the customer service is great.paying to card is straight forward Reviewed on: 17th January 2025

Good enjoying have not had any issues

Good enjoying have not had any issues Reviewed on: 17th January 2025

Quick application.

Quick application. I know what I can apply for from the dashboard and hints and tips to improve my credit score Reviewed on: 17th January 2025

Zopa a good and smart way to improve credit

A good app and easy to use. If you keep up payments you get offers lots of offers Reviewed on: 17th January 2025

Very useful credit card.

Very useful credit card.Good interest rates. Reviewed on: 17th January 2025

Helps wit improving credit score and keeps uou in co...

Helps wit improving credit score and keeps uou in control with your spending Reviewed on: 17th January 2025

first class service

Excellent service great credit card carnt fault it like the way payment s go straight back on card unlike some credit card providers Reviewed on: 17th January 2025

A brilliant card with excellent communication

A brilliant card with excellent communication Reviewed on: 17th January 2025

Amazing, Easy to Use!

Amazing, Easy to Use!!!! good apr so good value Reviewed on: 17th January 2025

Zopa I use every single day now I leave my American...

Zopa I use every single day now I leave my American Express and even coutts card at home Reviewed on: 17th January 2025

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