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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Love my zopa card use it every month for all my purc...

Love my zopa card use it every month for all my purchases Reviewed on: 17th January 2025

enjoyable easy to use and helpful contact centre.

enjoyable easy to use and helpful contact centre. Great app. Reviewed on: 17th January 2025

good service

good service nice company to be with Reviewed on: 17th January 2025

Great apr and great app to help with all your needs.

Great apr and great app to help with all your needs. Reviewed on: 17th January 2025

Very fast excellent service no problems at all and w...

Very fast excellent service no problems at all and when making a payment it goes into the account immediately Reviewed on: 17th January 2025

Zopa Bank and Credit Card

Zopa Bank and Credit Card: A Refreshing Change I've been using Zopa Bank and their credit card for a while now, and I'm genuinely impressed. Here's why: Brilliant Service: Their customer service is top-notch! Any questions or issues I've had were resolved quickly and efficiently. Manageable Credit Limit: They offer a sensible credit limit that's easy to manage, and they frequently review it for increases. This has helped me build my credit score responsibly. Reviewed on: 17th January 2025

Always happy to help

Always happy to help when you have a problem. Very easy to get the help you need. Reviewed on: 17th January 2025

Excellent and professional good value

Excellent and professional good value Reviewed on: 17th January 2025

I found customer service to be efficient.

I found customer service to be efficient. My finial circumstsnce are always kept in consideration Reviewed on: 17th January 2025

Lyonsy number 1 card

Fantastic card easy payments, can use it anywhere with no problems I’ve recommended this card to all my family and friends Reviewed on: 17th January 2025

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