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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Super zooper

5
Great app easy to use good rates for saving Reviewed on: 17th January 2025

Excellent card.

5
Excellent card. Easy to save, easy to use, easy to contact. Reviewed on: 17th January 2025

Excellent service and app is easy to use

5
Excellent service and app is easy to understand and informative I can see where I am at a quick glance. Also I know where I stand financially. Reviewed on: 17th January 2025

Zopa is on point in terms of service guidance

5
Zopa is on point in terms of service guidance Reviewed on: 17th January 2025

Good app good service decen interest

5
Good app good service decen interest Reviewed on: 17th January 2025

Can't get any where with you .

1
Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

Great Card Both At Home and Abroad

5
This is a very good credit card for travelling abroad with a good chance of getting a fairly rapid increase in your credit limit if you are sensible and pay off your balance in full. Reviewed on: 17th January 2025

Easy apply just sometimes find it difficult to make...

5
Easy apply just sometimes find it difficult to make payments easy Reviewed on: 17th January 2025

Gave me a good start to get my credit score started...

5
Gave me a good start to get my credit score started and all completely hassle free and very easy to use app. Reviewed on: 17th January 2025

It’s been great, very good credit card company

5
It’s been great, very good credit card company Reviewed on: 17th January 2025

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